See which customers will pay late, before they do
Every customer gets a score from 0 to 100 based on how they have actually paid you, so the risky invoice stands out long before it is overdue.
On every plan. Free shows scores for your 3 largest debtors; Growth and Pro score every customer.
Debtor Health Index
Strong
Usually pays 3 days late
How it works
Built from how your customers really pay
- 1
Invoice as usual
There is nothing to set up. The score is built from the invoices and payments you record.
- 2
Katlego reads the pattern
How late payments arrive, whether that is improving or getting worse, and how much is outstanding.
- 3
See the score and why
Strong, Stable, Watch or Critical, with the factors that moved it shown beside it.
What you get
The details that make it work
Explained, never a black box
Each score lists the reasons behind it, so you can see exactly why a customer is on Watch.
Your records only
It describes how a customer has paid you. It is not a credit bureau score and is never shared.
Feeds your forecast
The cash flow forecast uses each customer's score to judge when their invoices are likely to be paid.
Benchmarks on Pro
Compare your payment delays and overdue share with similar businesses, without any of them being identified.
A customer needs some payment history before they are scored. Until then they show as not scored.
Know where your cash stands before the month does.
Free to start. No card, and no time limit on the Free plan.