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Our story

A good business should never fail because a customer paid late.

Katlego Finance builds the tools that show South African businesses where their money is, who owes it, and what the coming weeks look like, early enough to do something about it.

The Johannesburg skyline at golden hour

Why we started

The work is done. The money has not arrived.

Small businesses that sell to other businesses usually wait 30 days or more to be paid. The goods are delivered, the invoice is sent, and the money arrives when the customer decides. Payroll, rent and suppliers do not wait.

Most of these businesses run on spreadsheets, a banking app and memory. Those show what already happened. They do not show that the customer who always pays late owes the biggest invoice this month, or that it falls due the day after payroll.

We started Katlego Finance to put that picture in front of business owners, every day, in plain language.

“Seeing the tight month coming is worth more than any number about the month that has passed.”
The idea Katlego Finance is built on

What we are building

Two ways to build money confidence

For businessesKatlego Finance for businessWhere a business invoices, records what it is paid and what it spends. Because everything lives in one place, Katlego can score how each customer pays, chase them on time, and project the bank balance 90 days ahead.Explore the platform
For learnersStudents, Entrepreneurs and ProfessionalsLife simulations where people practise the money decisions of each stage, from a first bank account to a first payslip to a first business, and keep the certificates and tools.See the learning platforms

What we believe

What you can hold us to

  • Plain numbers, plainly priced

    Every price is published before you sign up, in rand. Every score and forecast shows the reasons behind it.

  • Your records, protected

    Each business is walled off from every other in the database itself, and every change is logged where nobody can rewrite it.

  • Your decision, always

    Katlego shows you what your records say. It never decides for you, and nothing that moves money happens without a person approving it.

  • Built with the people who use it

    We talk to the businesses and learners on Katlego and change the product based on what they tell us.

Made here

Built for the way South African businesses actually work

  • Priced in rand

    Plans from R0 a month, billed through PayFast.

  • VAT built in

    VAT worked out on every invoice line, at the rate you choose.

  • Made for credit terms

    Built around 30, 60 and 90 day terms, and the customers who stretch them.

  • POPIA in mind

    Your customers' information is handled as your operator, and only for you.

Know where your cash stands before the month does.

Free to start. No card, and no time limit on the Free plan.

Start free See pricing